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Am I covered if a tree falls on my house?

Homeowner’s insurance typically covers the costs of removing the tree or shrub that fell on an insured structure. If a fallen tree doesn’t damage your home or other structures but blocks a driveway or ramp for the disabled, insurance may pay to have it removed.

Information provided is for general informational purposes only and is not an insurance policy or a guarantee of coverage. Coverage, availability, and terms vary by policy, insurer, and state, and are subject to the terms and conditions of the applicable insurance policy. Examples are illustrative only. Please review your policy and consult a licensed insurance professional for details.