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Are dog bite injuries covered by homeowners insurance?

Maybe. To cover the cost of treating a dog bite, you would need to carry something called ‘animal liability’ coverage. This type of coverage may be included in a homeowner’s policy or may be available for additional cost. Keep in mind, there may not be available coverage for certain breeds of dog, so make sure to read your policy carefully.

Information provided is for general informational purposes only and is not an insurance policy or a guarantee of coverage. Coverage, availability, and terms vary by policy, insurer, and state, and are subject to the terms and conditions of the applicable insurance policy. Examples are illustrative only. Please review your policy and consult a licensed insurance professional for details.