Does homeowners insurance cover slip and fall injuries on my property?
Most slip and fall accidents are covered, unless an insured (such as the homeowner, a spouse, or a resident family member) intentionally caused the injury. If an insured’s negligence causes the fall, such as leaving unmarked obstacles on the property, liability coverage may apply. If there is no negligence, no-fault medical payments coverage may apply.
Information provided is for general informational purposes only and is not an insurance policy or a guarantee of coverage. Coverage, availability, and terms vary by policy, insurer, and state, and are subject to the terms and conditions of the applicable insurance policy. Examples are illustrative only. Please review your policy and consult a licensed insurance professional for details.