I live in an earthquake-prone area. What insurance coverage should I look into?

If you live in an earthquake-prone area, you should look at obtaining both homeowners insurance and earthquake insurance.

Let’s say an earthquake causes a fire, and that fire causes damage to your home. In that situation, your homeowners insurance policy would come in for the save. However, if the earthquake directly causes damage to your home, that’s when that earthquake insurance would really come in handy.